FAQ

​​​​​​​​​​​​​​​​ The Housing Bank For Trade & Finance responds to whatever queries you have in regards to any of our services. Your questions and answers will be found in this Frequently Asked Questions (FAQs) section. We have classified questions with their ideal answers in different categories based on subject relevance to facilitate the search process.

Asked Question

  • What documents should I bring to open current account? What documents should I bring to open current account?
    · ID card:

    - A valid smart ID card for Jordanians (resident or non-resident)

    - A valid passport for non-Jordanians (resident or non-resident)

    - Identification card for children of Jordanian women married to non-Jordanian men (resident or non-resident)

    - Military ID/appointment certificate for members of the armed forces and security services (Jordanian resident)

    - A valid service card for the Syrian community, stamped on the back with the seal of the security center that issued it, in addition to valid travel awards (non-Jordanian resident)

    - Temporary residence card for people from the Gaza Strip (non-Jordanian resident)

    - Diplomatic or administrative card issued by the Ministry of Interior (non-Jordanian resident)

    · Proof of residential address: a recent utility bill from the last 6 months (electricity, water, landline, or internet). Exception: For low-risk Jordanian residents, provided the client’s address is fully completed on the account application, or a rental contract if the client is a tenant and the bills are in the name of the landlord

  • What is the Minimum limit for opening a current Accounts? What is the Minimum limit for opening a current Accounts?

    Minimum amount for opening a current Accounts is JD 200

  • Can a current account customer issue a check book? Can a current account customer issue a check book?

    Yes, he/she can.

  • Who is qualified to open a Basic Account ? Who is qualified to open a Basic Account ?

    Jordanian residents who are legally qualified to deal with banks, and do not have any type of bank account with other banks operating in the Kingdom

  • Do I need the beneficiary’s IBAN when requesting to issue a money transfer from my account to a beneficiary’s account within same bank inside the Kingdom? Do I need the beneficiary’s IBAN when requesting to issue a money transfer from my account to a beneficiary’s account within same bank inside the Kingdom?
    Yes
  • Do I need the beneficiary’s IBAN when requesting to issue a money transfer from my account to a beneficiary’s account with another bank inside the Kingdom? Do I need the beneficiary’s IBAN when requesting to issue a money transfer from my account to a beneficiary’s account with another bank inside the Kingdom?

    Yes, and otherwise the request will be rejected.

  • Why is the Small Business loan from Housing Bank your ideal solution? Why is the Small Business loan from Housing Bank your ideal solution?

    We have a dedicated center for small enterprises that provides the needed support to our clients to obtain the suitable financing that meets their expectations with competitive interest rates and  flexible loan tenor.

  • When can I utilize the Call Center (Iskan 24/7) service? When can I utilize the Call Center (Iskan 24/7) service?

    The call center (Iskan 24/7) representatives are available to answer your questions 24/7,including official holidays and vacations.

  • What is the monthly minimum payment on my credit card’s outstanding balance? What is the monthly minimum payment on my credit card’s outstanding balance?

    The minimum payment due depends on the selected payment instruction by the cardholder with a minimum amount of 25 JOD for standard/classic credit cards, and 50 JOD for platinum/signature/infinite/ credit cards, and the equivalent in US dollars for Infinite $ cards

  • What are the advantages of opening a savings account? What are the advantages of opening a savings account?
    The savings account aims to encourage customers to save their money for their family and their future, with the assurance that their money is in safe hands and that it will grow with the growth of their assets. The savings account also gives them an opportunity to win valuable prizes.
  • Will the bank charge me on the SMS service? Will the bank charge me on the SMS service?

    There are no charges for this service.

  • How can I open an account with HBTF if I reside outside Jordan? How can I open an account with HBTF if I reside outside Jordan?

    To open an account at HBTF while you reside outside Jordan, you must take the following steps:

    -Grant a power of attorney to one of your relatives, or request an application form to open an account through Iskan App or call the call center (ISKAN 24/7) at:+96265200400.

    -Fill in the application form with the required information.

    -Approve your signature through the bank you deal with or through one of our correspondents in the country you reside in.

    -Send us the application form with a verified copy of your ID on the following P.O. Box address: The Housing Bank for Trade & Finance P.O. Box 7693 Amman 11118 Jordan.

  • How can I access banking services after working hours, or during official holidays? How can I access banking services after working hours, or during official holidays?

    You can withdraw, deposit, and inquire services through our ATMs, which function 24 hours a day 7 days a week. You can also access about 24 services through short messages services (SMS), besides the online services through (Iskan Online), (Iskan Mobile). You can also access more than 40 services through our call center (Iskan 24/7) at: +96265200400, or the toll-free number 080022111, or follow us on social media platforms.

  • When do salaries get cleared at the bank? When do salaries get cleared at the bank?

    Customers’ salaries transferred by public and private entities to HBTF are cleared within 24 hours of the transfer date. The bank established a central unit to make this service highly efficient and speedy.

  • Why does the bank charge me if my account balance falls below the minimum amount? Why does the bank charge me if my account balance falls below the minimum amount?

    The bank charges a 1 JOD monthly fee from your current or saving account when your saving account balance is less than 100 JOD, or when your current account balance is less than 100 JOD, Reason behind that charge is to partially compensate the cost of managing such accounts. In addition, we expect this fee to be an incentive for you to inject more funds into your saving account and exceed 200 JOD, and accordingly become eligible to participate in the savings Account Prizes draw.

  • What are the available payment instructions on credit cards? What are the available payment instructions on credit cards?

    Available payment instructions on credit cards are 5%, 25%, 50% or 100%.

  • When does my credit card statement get issued? When does my credit card statement get issued?

    Credit card statements are issued at end of each month.

  • What is the Call Center (Iskan 24/7) number? What is the Call Center (Iskan 24/7) number?

    You can contact the call center on +96265200400, or the toll free number 080022111.

  • Who should open a savings account? Who should open a savings account?

    The savings account is designed for all our customers. This is because it suits all those customers who wish to save money for their family and achieve financial security in the future.

  • How can I register for the Iskan Online – Corporate? How can I register for the Iskan Online – Corporate?

    You can register by visiting any of our branches and filling the form.