FAQ

​​​​​​​​​​​​​​​​ The Housing Bank For Trade & Finance responds to whatever queries you have in regards to any of our services. Your questions and answers will be found in this Frequently Asked Questions (FAQs) section. We have classified questions with their ideal answers in different categories based on subject relevance to facilitate the search process.

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  • What is a housing loan for? What is a housing loan for?

    -Financing the purchase of residential apartments and houses

    -Finishing a house under construction or erecting a new one

    -Buying a piece of land and developing it for construction

    -Expanding an existing building

  • What is the Minimum income to request Housing Loan? What is the Minimum income to request Housing Loan?

    The minimum income required to request a housing loan is 350 JODs

  • Why is the “Housing Loan” from Housing Bank your perfect solution? Why is the “Housing Loan” from Housing Bank your perfect solution?

    - Grace period up to 6 months in case of purchases and up to 24 months for construction.

    - Competitive interest rate.

    - Pre-approved credit card with free subscription fees for the first year.

    - Life insurance coverage.

    - Various financing purposes (purchasing a personal residence, building a personal residence, expanding an existing building, purchasing land to build a personal residence).

    - Financing up to 100% of the real-estate estimated value.

    - Unlimited loan limit Tenor of loan up to 30 years

    - The ability to finance expatriates.

  • What documents should I bring to get a housing loan? What documents should I bring to get a housing loan?

    Salary certificate or proof of income Presale or initial sale contract [Applicable in case of buying] / Property Registration Document [Property Deed] / Landscape blueprint [Land Map issued by Land Registration department] / Site location blueprint Real-Estate / License Proof of identity [I.D]

  • What is the interest rate on a housing loan? What is the interest rate on a housing loan?
    Learn more about the interest rates and charges Click Here 
  • How do I apply for a job at Housing Bank? How do I apply for a job at Housing Bank?
    HBTF always seeks to attract employees who possess excellent academic and professional qualifications. To submit an application, Click Here
  • What are the main banking services that the bank provides in Palestine? What are the main banking services that the bank provides in Palestine?

    The bank’s branches in Palestine provide a range of personal services, and an array of innovative and unique financial solutions suited for customers in the retail and corporate sectors.

  • What are the main banking services that the bank provide in Bahrain? What are the main banking services that the bank provide in Bahrain?

    Bahrain branch provides a range of financials solutions and banking services to corporate, SME and High Net Worth Individuals. Customers can access both short- and long-term financing options and robust trade finance services designed to facilitate seamless international and domestic trade

  • Do I need the beneficiary’s IBAN when sending interbank transfers across international borders? Do I need the beneficiary’s IBAN when sending interbank transfers across international borders?

    Yes, if the beneficiary is in a country that uses IBAN, otherwise, the request with be rejected.

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