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Saving Account

Open a Savings Account or feed your balance to increase your chances of winning

The savings account is designed for all our customers, individuals and companies; so that they can save for their future


The Saving Accounts Prizes for 2022

Daily Prize
20 winners daily, (1) gold lira for each one (the draw takes place on official working days). 

September Prize
10 winners, (1) gold kilo for each one.

End-of-Year Prize
10 winners, (2) gold kilos for each one.


General Terms and Conditions for Savings Accounts Prizes

  • All customers who have savings accounts and/or Mustaqbaly accounts shall participate in the daily savings accounts prize draw, provided that their balances are not less than 100 JODs.
  • All customers who have savings accounts and/or Mustaqbaly accounts shall participate in the quarterly and end-of-year savings accounts prizes, provided that their balances are not less than 1,000 JODs.
  • The customer has the right to win more than one daily prize during the campaign period.
  • Only account holders who wish to participate in the prizes shall participate in the prize draws for savings accounts.
  • The winner shall bear the value of the taxes imposed on the prizes, according to the instructions of the Income Tax Department.
  • The prize shall be canceled after 6 months from the date of its announcement if the winner or one of their representatives did not contact the bank to receive it.
  • The draw takes place on official working days.
  • The minimum amount to open a savings account is 100 JODs.
  • Savings accounts in Jordanian dinar currency only participate in the draw.
  • In the event that the winning customer wishes to give up the prize and not receive it for any reason, the bank has the right to cancel this prize and/or the draw and/or take the action that the bank deems appropriate, according to its sole will with this regard.
  • If the customer wishes to receive 1 gold kilo, a cash difference is paid to the customer, provided that the price of (gold kilo + cash difference) does not exceed 50,000 JODs in any way.
  • If the customer wishes to receive 2 gold kilos, a cash difference is paid to the customer, provided that the price of (2 gold kilos + cash difference) does not exceed 100,000 JODs in any way.
  • Winners have the right to exchange their in-kind prizes for cash upon the customer’s request and according to the following:
    • Regarding the quarterly prizes (1 gold kilo), the in-kind prize can be exchanged for a maximum amount of 50,000 JODs per prize.
    • Regarding the end-of-year prizes (2  gold kilos), the in-kind prize can be exchanged for a maximum of 100,000 JODs for each prize.
Prize Exceptions

The following are excluded from the prize draw:

  • Chairman and members of the Board of Directors, employees of the bank, their spouses, and their children.
  • Savings accounts with balances less than 100 JODs, as well as savings accounts whose owners do not wish to participate in the draw.
  • Savings accounts for deceased customers.
  • Savings accounts in foreign currencies.
  • Customers who have won grand prizes (as would be announced by the bank) are excluded from participating in the draw for any other grand prizes or future monthly prizes for a period of 2 years from the date of winning the grand prize, while these customers retain their right to participate in other prizes without exclusion (the decision was implemented as of 2017).
  • Customers who have won monthly grand prizes (as would be announced by the bank) are excluded from participating in any other monthly grand prizes or any future grand prizes for a period of 1 year from the date of winning the monthly grand prize, while these customers retain their right to participate in other prizes without exclusion (the decision was implemented as of 2017).
  • All cash insurance accounts of all types.

    Mechanism of Calculating the Chances

Calculating Chances Details

Earned Chances

Basic Chances

1

Minimum account balance of 100 JODs.

10 Chances

2

For every increase of 25 JODs in the balance referred to above.

1 Chance

Additional 100 chances given to customers who meet the below criteria combined

1

At least one year of clientship with the bank.

100 Chances

2

The minimum account balance should not be less than 1,000 JODs throughout the year.

3

The customer should not have won any of the announced prizes throughout the year.

Additional chances given based on account deposits and retention of balances

For each deposit with a value of 500 JODs or more, the customer will get 10 chances from the depositing date and up to the draw date. Moreover, the customer will get 3 extra chances for each month after the depositing month if they maintain the initial balance without any withdrawals. If the customer withdraws any amount from the initially deposited amount, they will not be entitled to get the additional chances, and the process of calculating the chances starts again with the new balance.

Minimum

Maximum

10

Chances

40

Chances

The Maximum Number of Chances

3,000 Chances



Savings Account

The savings account is designed for all our customers, individuals and companies; so that they can save for their future and the future of their children and participate in the draw for the special prizes of savings accounts.

Savings Account additional benefits

Account holders are eligible to open more than one account at the same time to get higher winning chances
Save early to increase your chance to win
Feed your account and maintain your balance to increase your chance to win
Account holders get the chance to win more than one prize during the year
Flexibility to withdraw and deposit money at any time
A free Debit Card to access your accounts
Accrued interest to be added to your savings account to help you increase your long-term savings
Instance access to all your Housing Bank accounts through our electronic services (Call Center, Iskan 24/7), Iskan Mobile, Iskan Online, Iskan SMS)

 Terms and Conditions

Minimum account balance is 100 JD or its equivalent in foreign currencies.
The minimum balance to participate in our savings account draws is 100 JD.
Only accounts in Jordanian Dinar are eligible to participate in savings prizes.
The customer age must exceed 18 years old.
The account will be closed automatically after three months if the balance is zero during the period.
The account will be dormant if two years have passed since the last withdrawal or deposit transaction (the dormant account commission is 2 JD per month).
A minimum monthly account balance commission will be charged if the balance is less than 100 JD (the minimum monthly account balance commission is 1 JD per month).
An adult can open saving account for the benefit of a minor or for a minor under the guardianship of their father. ​

​ * Bank's terms and conditions apply.

* All savings accounts prizes are subject to income tax 15%.

* For further information, don't hesitate to get in touch with our Call Center (ISKAN 24/7) at +96265200400, or the toll-free number 080022111, or contact us on our social media platforms.

International Bank Account Number (IBAN)

The IBAN has been generated according to the correct Housing bank account number you have entered. Housing banks will not be held liable for any damage or loss of any nature resulting directly or indirectly from entering an incorrect or an invalid account number.

 

IBAN Checker:​​ To check your​ International Bank Account Number (IBAN) Please click here

 

Learn More about the International Bank Account Number  (IBAN) Please click here

Mustaqbaly Account

NOW save for your children who are up to 18 years old in any of Housing Bank branches

Apply Now