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Saving Account

Open a Savings Account or feed your balance to increase your chances of winning

The Housing Bank savings account is designed for all the bank's customers, to be able to save for their future and the future of their children and participate in the draw for our special prizes.

Savings Account additional benefits

  • Account holders are eligible to open more than one account at the same time to get higher winning chances
  • Save early to increase your chance to win
  • Feed your account and maintain your balance to increase your chance to win
  • Account holders get the chance to win more than one prize during the year
  • Flexibility to withdraw and deposit money at any time
  • A free Debit Card to access your accounts
  • Accrued interest to be added to your savings account to help you increase your long-term savings
  • Instance access to all your Housing Bank accounts through our electronic services (Call Center, Iskan 24/7), Iskan Mobile, Iskan Online, Iskan SMS)

 Terms and Conditions

  • Minimum account balance is 100 JD or its equivalent in foreign currencies.
  • The minimum balance to participate in our savings account draws is 100 JD.
  • Only accounts in Jordanian Dinar are eligible to participate in savings prizes.
  • The customer age must exceed 18 years old.
  • The account will be closed automatically after three months if the balance is zero during the period.
  • The account will be dormant if two years have passed since the last withdrawal or deposit transaction (the dormant account commission is 2 JD per month).
  • A minimum monthly account balance commission will be charged if the balance is less than 100 JD (the minimum monthly account balance commission is 1 JD per month).
  • An adult can open saving account for the benefit of a minor or for a minor under the guardianship of their father. ​

​* All savings accounts prizes are subject to income tax of 15%.

​* Bank's terms and conditions apply.

* For further information, don't hesitate to get in touch with our Call Center (ISKAN 24/7) at +96265200400, or the toll-free number 080022111, or contact us on our social media platforms.

 The Saving Account Prizes for 2021

                                           *The campaign is valid until 31/12/2021

The Daily Prizes: 5 winners daily during the official working days with an individual prize amount of JD 999 for each winner.

The Monthly Prizes: 5 winners each month except (Jun and December) with an individual prize amount of JD 9,999 for each winner.

The Semiannual prizes: 2 winners in June with an individual prize amount of JD 99,999 for each winner.

The End of year prizes: 2 winners in December with an individual prize amount of JD 99,999 for each winner.

 

Savings Accounts Prizes Terms and Conditions

  • All Savings Accounts and Mustaqbali Accounts are qualified for the cash prizes with a minimum balance of JD 100 and above
  • All Savings Accounts are qualified for the draws upon customer's desire
  • All Savings Accounts prizes are subject to prizes income tax 15%
  • Any winner who does not claim the prize after six months of the announcement will lose the right to redeem the prize
  • All draws are conducted during official working days
  • Minimum amount for opening a Savings Account is JD 100
  • Only Savings Accounts with local currency are eligible to enter the draws
  • If, for any reason, the winner client desires to waive the prize and rejects to receive it, then the Bank reserves the right to discard the prize, cancel the draw and/or take any further suitable action/ procedure according to the Bank's sole discretion in this regard

  Accounts Excluded from Draws

  • Chairman and members of the Board of Directors, employees of the Bank, their spouses and their children are excluded from all the prizes offered by the Bank
  • All Savings Accounts in Jordanian Dinars less than JD 100 balance
  • All Savings Accounts for those who declined participating in the draws
  • All Savings Accounts owned by deceased customers (according to Banks' records)
  • All Savings Accounts in non-Jordanian currency
  • All winners who won any grand prize will be excluded from any other grand prizes for two years starting from the date of their winning that prize. However, they are still eligible to enter the draw for other prizes. (Starting from February 2017)
  • All winners who won any monthly prize will be excluded from any grand prizes, and any monthly prizes for one year starting from the date of their winning that prize. However, they are still eligible to enter the draw for other prizes. (Starting from February 2017)
  • All kind of Cash Margin Accounts will be excluded from every draw

  Mechanism of Calculating the Chances

Calculating Chances Details
Earned Chances
Basic Chances1Minimum account balance of JOD 10010 Chances
 2For each extra JOD 251 Chance
Additional 100 chances are given for customers who meet the below criteria:
1At least one year of relationship with the Bank100 Chance
2The minimum account balance should not be less than JD1,000 during the year.
3The customer has not won any Savings Accounts prizes during the year.=
Additional chances are given based on the new deposit and retention of balances
For each deposit with a value of JD500 or more, the customer will get 10 chances from the depositing date and up to the draw date. Moreover, the customer will get 3 extra chances for each month after the depositing month if he/she maintains the initial balance without any withdrawals. If the customer withdraws any amount from the initially deposited amount he/she will not be entitled to get the additional chances and the process of calculating the chances starts again with the new balance.MinimumMaximum

10

40

The Maximum Number of Chances3,000 Chances

Saving Account Winners Name

Branch Name

Prize

Winners Name

GARDENS - AMMAN

99,999

AIED KORKEES SABBAGH

BAYADER - AMMAN

99,999

KHALED HAMAD  ALNEIMAT

 

International Bank Account Number (IBAN)

The IBAN has been generated according to the correct Housing bank account number you have entered. Housing banks will not be held liable for any damage or loss of any nature resulting directly or indirectly from entering an incorrect or an invalid account number.

 

IBAN Checker:​​ To check your​ International Bank Account Number (IBAN) Please click here

 

Learn More about the International Bank Account Number  (IBAN) Please click here

  • rizes are subject to prizes income tax 15%.

Saving Account

Open a Savings Account or feed your balance to increase your chances of winning

Apply Now

FAQs about Saving Account

Minimum amount for opening a Time Deposit Account with prizes is 50,000 JD, with tie up period 60 days.

Prize draw for the Time Deposit Account in Jordanian Dinar with prizes takes place Monthly