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Personal Loans

Get a personal loan to meet your personal needs.

The personal loan from the Housing Bank allows you to meet your personal needs of all kinds at competitive interest rates with a set of privileges

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Privileges

  • Financing up to 70,000 JOD
  • Loan tenure up to 8 years
  • Grace period up to 6 months
  • Competitive interest rate
  • Free credit card issuance fees for the first year only
  • Loan commission fees 1% (only for the first year
  • Buy out loans from other banks for applicants with a monthly salary over 500 JOD

Terms and Conditions

  • Minimum loan amount is 3,000 JOD
  • Minimum loan tenor is 12 months
  • Minimum income is 450 JOD 
  • Maximum DBR is 50% and up to 60% for Social Security Retirees
  • Minimum age is 18 years and not to exceed 75 years at the end of the loan tenor
  • Minimum working experience is 4 months
  • Ability to finance Jordanians and non-Jordanians resident in Jordan
  • Only personal needs are allowed under this loan
  • Installment deferral fee amount is 10 JOD
  • Loan accounts will be transferred to non-performing loan account when payments of the interest or principal are past due by 90 days or more
  • Late payment penalty is 10 JOD due after 5 days of the payment maturity date for Salaried customers, and after 2 days for self-employed customers

Required documents

  • Valid national ID or valid passport for non-Jordanians
  • Latest Salary Slip
  • Social security subscription letter
  • Income verification letter
  • Bank statement for the last 6 months
  • Company registration certificate for entities, valid profession license, practice profession license, and association membership certificate

* The Bank has the right to request additional documents.

 

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*The applicable interest rate on the calculator is the lowest rate within the product segments.

*The interest rate depends on the income amount, source of income, financing ratios, and customer’s classification. 

*The information mentioned above is for illustrative purposes only and shall not be considered final. For more information, please contact our call center (Iskan 24/7) at: +96265200400, or the toll-free number 080022111 or visit your nearest branch.

*For more information regarding the available interest rate and classifications in the Bank, please click here.

How to apply?

  • Fill the Electronic Application
  • Contact our Call Center (Iskan 24/7) at +96265200400, or the toll-free number 080022111
  • Visit the nearest branch

 

* For more information regarding APR, Click Here

*All applications are subject to Housing Bank terms and conditions.

Too Many Needs To Fulfill?

Pay off your needs and buy the things you`ve always wanted with our personal loan program. Apply now

Apply Now

FAQs about Personal Loans

-Tenor of loan up to 8 years including a grace period

-Grace period up to 6 months

-Competitive interest rate

-Pre-approved credit card with free issuing fees for the first year

-Life insurance coverage

Loan tenor up to 8 years

- Valid national ID or valid passport for non-Jordanians

- Latest Salary Slip

- Social security subscription letter

- Income verification letter

- Bank statement for the last 6 months

- Company registration certificate for entities, valid profession license, practice profession license, and association membership certificate

 

The Maximum Personal Loan amount is 70,000 JOD.

The minimum personal loan amount is 3,000 JODs.

Read More

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