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Instant loan Instant loan

Instant loan

Allows you to apply and receive your loan within minutes

Enjoy a convenient and efficient solution for your financial needs, with a loan amount up to JOD 20,000 and a two-month grace period.

Exclusive Offer: Get Iskan Coins Instantly!

Apply for an instant loan and receive a one-time Iskan Coins reward based on your loan amount:

Loan Amount (JOD)

Coin Reward

1,000 – 5,000

1 Coin for every 1 JOD

5,001 – 20,000

1 Coin for every 2 JOD

*This offer is available only once upon loan disbursement.

We launched a new instant loan service that allows you to apply and receive your loan within minutes via Iskan Mobile! Enjoy a convenient and efficient solution for your financial needs, with a loan amount up to JOD 20,000 and a two-month grace period.


 Key Advantages

  • Seamless application process
  • No documentation required
  • Flexible loan amount and duration
  • Instant loan disbursal without branch visitation

How to Apply:

  • Login to “Iskan Mobile” to navigate to the “Loans” tab and click on “Apply for Instant Loan”
  • Agree to the Terms and Conditions
  • If eligibility criteria is met, choose the desired loan amount and tenure
  • View your monthly payment schedule and select the disbursal account
  • Review the contract and confirm your instant loan details
  • Download your instant loan contract anytime

Eligibility Criteria

  • Minimum loan amount of JOD 1,000
  • Maximum loan amount up to JOD 20,000
  • Minimum loan tenure of 12 months inclusive to the grace period
  • Maximum loan tenure up to 96 months including the grace period
  • A monthly income exceeding 450 JOD, or 500 JOD and above for retirees of the Social Security Corporation
  • Maximum Debt Burden Ratio (DBR) of 45%
  • The customer must be at least 18 years old and not exceed 60 years old by the end of the loan term
  • 0.50% loan commission fees subjective to one time use only for the first year
  • A minimum salary transfer period of 6 months to the bank
  • The campaign is dedicated to existing customers whose salaries have already been transferred, those with a previous credit relationship with the bank who are committed to repayment, or those with an existing loan who wish to obtain a new loan without restructuring the current loan, in accordance with the granting policy
  • The campaign is valid until 31/12/2026
  • Interest on the loan will be calculated during the grace period
  • Terms and Conditions apply
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*The applicable interest rate on the calculator is the lowest rate within the product segments.

*The interest rate depends on the income amount, source of income, financing ratios, and customer’s classification. 

*The information mentioned above is for illustrative purposes only and shall not be considered final. For more information, please contact our call center (Iskan 24/7) at: +96265200400, or the toll-free number 080022111 or visit your nearest branch.

*For more information regarding the available interest rate and classifications in the Bank, please click here.