Instant loan

Exclusive Offer: Get Iskan Coins Instantly!

Apply for an instant loan and receive a one-time Iskan Coins reward based on your loan amount:

 Key Advantages

• Seamless application process
• No documentation required
• Flexible loan amount and duration
• Instant loan disbursal without branch visitation

How to Apply:

• Login to “Iskan Mobile” to navigate to the “Loans” tab and click on “Apply for Instant Loan”
• Agree to the Terms and Conditions
• If eligibility criteria is met, choose the desired loan amount and tenure
• View your monthly payment schedule and select the disbursal account
• Review the contract and confirm your instant loan details
• Download your instant loan contract anytime

Eligibility Criteria

• Minimum loan amount of JOD 1,000
• Maximum loan amount up to JOD 20,000
• Minimum loan tenure of 12 months inclusive to the grace period
• Maximum loan tenure up to 96 months including the grace period
• A monthly income exceeding 350 JOD, or 500 JOD and above for retirees of the Social Security Corporation
• Maximum Debt Burden Ratio (DBR) of 45%
• The customer must be at least 18 years old and not exceed 60 years old by the end of the loan term
• 1% loan commission fees subjective to one time use only for the first year
• A minimum salary transfer period of 6 months to the bank
• The campaign is dedicated to existing customers whose salaries have already been transferred, those with a previous credit relationship with the bank who are committed to repayment, or those with an existing loan who wish to obtain a new loan without restructuring the current loan, in accordance with the granting policy
• The campaign is valid until 31/12/2025
• Interest on the loan will be calculated during the grace period
  
• Terms and Conditions apply