Loans Against Cash Collateral

A loan granted by the Bank against a cash deposit held with the Bank as collateral, at a financing cost comprising the applicable interest margin plus statutory stamp duties, allowing you to obtain financing while keeping your savings invested.

Benefits

• Quick and straightforward financing procedures
• Benefit from your savings without having to break your deposit or withdraw your balance
• Financing amounts aligned with the value of the cash collateral
• No loan origination fee
• Flexibility to choose the repayment term in accordance with the approved terms
• The loan may be used for any legitimate personal purpose

Who Can Benefit?

• Deposit holders
• Eligible savings account holders
• Customers looking to finance their needs while retaining their savings

Examples of Purposes That Can Be Covered by Your Loan with Us

• Education financing
• Car purchase
• Home renovation or improvement
• Home furnishing or wedding expenses
• Covering medical expenses
• Meeting other personal needs

Required Documents

• Valid identification document
• Loan application
• Any additional documents required by the Bank in accordance with the approved policy

Why Choose This Type of Loan?

• Preserve your savings and investments
• Access liquidity when needed
• Benefit from streamlined and fast procedures
• Flexible repayment options
• No loan origination fee