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Auto loans

Own your dream car with a competitive interest rate

Own your dream car with a competitive interest rate and get the new additional privileges of our Auto Loan product.


  • Financing up to 150,000 JOD
  • Financing up to 100% of the estimated car value.
  • Loan tenor up to 8 years including grace period
  • Grace period up to 3 months
  • Financing non- Jordanians,Expatrites,Car owners residents  is available
  • Loan commission fees is 1% (only for the first year)

​Terms and Conditions

  • Minimum loan amount is 3,000 JOD
  • Minimum loan tenor is 12 months
  • Minimum income is 250 JOD
  • Maximum DBR is up to 50% and for social security retirees up to 60%" 
  • Minimum age is 18 years and not to exceed 75 years at the end of loan the tenor.
  • Minimum working experience is 3 months for salaried employees ​​with stability , 4 months for non-salaried employees with stability , and one year for  Self-employed and professionals
  • Ability of finance Jordanian residents , non-Jordanian residents , non-Jordanian residents in Jordan (Arab and foreign nationalities)
  • Loan accounts will be transferred to non-performing loan account when payments of the interest or principal are past due by 90 days or more.
  • Late payment penalty is 10 JOD due after 5 days of the payment maturity date for salaried customers, and after 2 days for self-employed customers.

​Documents Required

  • Valid national ID or valid passport for non-Jordanians
  • Income verification letter, latest salary slip, Bank statement for  the last 6 months
  • Social security subscription letter
  • Company registration certificate for entities, valid profession license, practice profession license and association membership certificate
  • Car appraisal
  • Car license
  • Final selling price offer

Note: The Bank has the right to request additional documents.


Loans Calculator

*The applicable interest rate on the calculator is the lowest rate within the product segments.

*The interest rate depends on the income amount, source of income, financing ratios, and customer’s classification. 

*The information mentioned above is for illustrative purposes only and shall not be considered final. For more information, please contact our call center (Iskan 24/7) at: +96265200400, or the toll-free number 080022111 or visit your nearest branch.

*For more information regarding the available interest rate and classifications in the Bank, please click here.

How to apply?

  • Fill the Electronic Application
  • Contact our Call Center (Iskan 24/7) at +96265200400, or the toll-free number 080022111
  • Visit the nearest branch


* For more information regarding APR, Click Here

*All applications are subject to Housing Bank terms and conditions.

Own Your Dream Car

Get the new additional privileges of our Auto Loan product

Apply Now

FAQs about Cars loans

The minimum income required to get an auto loan is 250 JOD for public sector and 350 JODs for private sector

Financing of up to 50% of the car value and 50% down payment with minimal documentation financing program.