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Personal and household purchases installment program

Split your installment at your convenience with 0% interest rate on cash price

Privileges

  • Financing up to 5,000 JOD
  • Loan tenure up to 5 years (including the grace period)
  • Grace period up to 2 months
  • Life insurance
  • 0% interest rate on cash price

Terms and Conditions

    • Minimum loan amount 500 JOD, maximum loan amount 5,000 JOD
    • Minimum loan tenor 12 months
    • Minimum transferred salary 250 JOD
    • Maximum DBR 50%
    • Minimum age is 22 years and not to exceed 65 years at the end of the loan tenor
    • Minimum working experience is 6 months (public sector), 12 months (private sector)
    • Loan accounts will be transferred to non-performing loan account when payments of the interest or principal are past due by 90 days or more
    • Late payment penalty is 10 JOD due after 7 days of the payment maturity date for salaried customers, and after 3 days for self-employed customers
    • Financing personal and household purchases

    Required Documents

    • Valid national ID for Jordanians
    • Income verification letter
    • Latest salary slip
    • Bank statement for the last 6 months
    • Social security subscription letter
    • Purchases price quotation

    The Bank has the right to request additional documents.

    How to apply?

    • Contact our Call Center (Iskan 24/7) at +96265200400, or the toll-free number 080022111
    • Visit the nearest branch.

    All applications are subject to Housing Bank terms and conditions.​​