Personal Loans with Real Estate Guarantee:- Competitive interest rates and one-time credit granting commission of 1%.
- Financing of up to 75,000 JODs.
- Repayment period of up to 10 years, including the grace period.
- A grace period of up to 3 months.
Housing Loans:
- Competitive interest rates and one-time credit granting commission of 1%.
- Financing of up to 75% of the property value.
- Repayment period of up to 20 years, including the grace period.
- A grace period of up to 24 months for construction purposes and up to 12 months for the purposes of purchasing ready-made housing.
Car Loans:- Competitive interest rates and one-time credit granting commission of 1%.
- Financing of up to 150,000 JODs.
- Financing of up to 100% of the estimated value of the car.
- Repayment period of up to 10 years, including the grace period.
- A grace period of up to 3 months.
Electronic Channels:
The Housing Bank allows customers to communicate with their accounts first-hand throughout the week and around the clock by subscribing to the bank’s electronic services represented by (Iskan Mobile, Iskan Online, and SMS) free of charge, which in return allows customers to follow up their accounts and implement financial and non-financial transactions at the highest level of efficiency, speed, and security without the need to visit the branch.
For example, internal and external transfers services, bill payments, requesting account statements, checkbooks, credit cards, and many more services.
Credit Cards:
Visa credit cards with a revolving credit ceiling that provides its holders the possibility to finance personal and family purchases and withdraw cash, whether at the local or international level, around the clock, freely and safely, within the following privileges:
- Revolving credit ceiling.
- Competitive interest rates.
- Flexibility in payment by 5%, 100% and according to the customer’s wishes.
- The possibility of obtaining a subsidiary card determined by the holder of the main card within the ceiling granted to the card.
- Issuance of a credit card without salary transfer.
- The possibility of benefiting from the points program on credit cards.
- The possibility of installment purchases at 0% interest.
- The ability to transfer credit card balances.
- Installing purchases through the instant bank (online or offline) automatically.
Time Deposit Account:
- Grow your balance by getting rewarding financial returns.
- Choosing and specifying the linking period that suits you, up to one year.
- The possibility of opening a deposit account in the local currency and various foreign currencies.
- The possibility of obtaining a visa credit card.
- The possibility of obtaining a loan with guarantee of the deposit account at preferential interest rates.
- The minimum balance for opening a time deposit account is 5,000 JODs.
Prizes Time Deposit Account:
- Competitive interest rate.
- Draw of a monthly cash prize on time deposit accounts within the product.
- The higher the deposit balance, the higher the chance of monthly winning.
- The minimum balance for opening a prizes time deposit account is 50,000 JODs.
Savings Account:
- You can open more than one savings account.
- The higher the account balance and the longer it is kept, the greater your chance of winning.
- You can win more than one prize.
- The freedom to withdraw and deposit from the savings account at any time.
- Obtaining a visa debit card.
- Periodic interest added to the savings account.
For more information and details, please contact the Iskan 24/7 service on 0096265200400, or contact the Abu Dhabi representative office
Telephone: +97126268855
Mobile: +971561516186
Email :-TAl-Karadsheh@hbtf.com.jo
* The products and services mentioned above are subject to the various terms and conditions of the bank, bearing in mind that the interest rate on loans is determined by the bank’s management and is calculated based on the monthly interest rate in the interbank lending market (Rate Overnight Interbank).
* The bank has the right to amend the rates, terms and conditions according to market developments and interest rates.
