This program is dedicated to offer suitable financing for industrial, renewable energy, tourism, agricultural, health, education, training, transportation, export, engineering consultants and IT sectors through the Jordanian Central Bank directly at financing rates covers 100% of total financing.

Beneficiaries

 Firms and companies working the industrial, renewable energy, green buildings projects, tourism, agricultural, health, education, training, transportation, export, engineering consultants and IT sectors

 Interest Rate

• Financing the projects inside Amman: 1.00% + margin defined by the bank, at minimum of 3.75%
• Financing the projects outside Amman: 0.50% + margin defined by the bank, at minimum of 3.25%

Financing Ceiling

Financing ceiling is up to 3 M. JODs for target sectors within the program, excluding renewable energy and transportation and tourism sectors since the ceiling is up to 4.00 M. JODs.

Guarantees

Promissory Note payable endorsed to the favor of CBJ which the loan requested represents 85% of the promissory note, in addition to any other extra guarantees from the customer on the light of assessing the client's credit worthiness. 
 
Loan Term

Repayment period is up to 10 years at maximum in terms of target industries within the program, including the grace period up to 2 years. Loans can be repaid on monthly, quarterly, semiannual payments or one lot.

Financing Objectives

Objectives within economical activities of target sectors, through financing fixed assets or any other objectives which are approved by the central bank.