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Productive Loans Program

Financing Ceiling Up to (250,000.00 JD)

A program dedicated to financing new and existing projects (including expansion, improvement and development) for customers of small and medium-sized companies

Beneficiaries

Individuals, sole proprietorship companies, limited partnership, limited liability companies, which are registered and licensed to practice its business.

Interest Rate

Interest rate is equivalent to Overnight Interbank price + margin to be defined by the Bank, or interest rate to be applied in accordance with applicable rates by the bank in loan granting date.

Financing Ceiling

Up to (250,000.00 JD)

Percentage of Financing

The borrower has to contribute by at least 25% of project cost if such financed project is new.

Loan Term

Repayment period is up to six years including grace period up to a maximum of 12 months.

Guarantees

The bank may ask for any collateral guarantees in light of its evaluation of the creditworthiness of customers, in addition to the guarantee by the Jordanian Loans Guarantee Company

Financing Objectives

Financing the working capital, fixed assets, raw materials of projects, industrial and agricultural services, craftsmen projects, and other services projects; i.e. Doctors, Engineers, lawyers, transport and tour sector and trade sector transactions.



Contact Us

Credit Programs and Business Planning Unit

E-mail: DSU.CBG@hbtf.com.jo 

Planning On Developing Your Business?

Develop and expand your business easily with our productive loans program.

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FAQs about Credit programs

The Housing Bank is the ideal choice for clients of large, small and medium companies due to its ability to meet its customers' financing requirements, by providing a diverse and integrated group of banking products that meet their various needs, in addition to the extensive experience of the Relationship Managers in dealing with corporate clients from various sectors.

Our clients receive many quick and safe Banking Services through Iskan Online and Corporate Mobile Banking, which allows corporate customers to conduct many operations like:

Money transfers, Pay Bills, Request a Check book, Balance Inquiry, Interest and currency exchange rates, Inquiries about checks deposited in the account and checks drawn on the account, in addition to sending inquiries from the customer to the bank.

The Housing Bank is the ideal choice for clients of large, small and medium companies due to its ability to meet its customers' financing requirements, by providing a diverse and integrated group of banking products that meet their various needs, in addition to the extensive experience of the Relationship Managers in dealing with corporate clients from various sectors.

The Housing Bank has provided several options, in cooperation with local and external entities, to cover the needs of its customers from small, medium and large companies, and to help deal with the negative repercussions of the Corona pandemic, and to provide these companies with the necessary funding to conduct their business at competitive interest rates and flexible payment periods within various economic sectors, in a manner that ensures that these companies are able to maintain the functioning of their business, pay the salaries of their employees, and covering their various operating expenses.