3. Car Loans
- Competitive interest rates and one-time credit granting commission of 1%
- Financing of up to 150,000 JODs
- Financing of up to 100% of the estimated value of the car
- Repayment period of up to 8 years, including the grace period
- A grace period of up to 3 months
Account Opening
A smooth start to a distinguished banking relationship with Housing Bank. Get the details you need to begin with confidence:
1. Time Deposit Account
- Grow your balance by getting rewarding financial returns.
- Choosing and specifying the linking period that suits you, up to one year.
- The possibility of opening a deposit account in the local currency and various foreign currencies.
- The possibility of obtaining a visa credit card.
- The possibility of obtaining a loan with guarantee of the deposit account at preferential interest rates.
- The minimum balance for opening a time deposit account is 5,000 JODs.
2. Savings Account
- You can open more than one savings account.
- The higher the account balance and the longer it is kept, the greater your chance of winning.
- You can win more than one prize.
- The freedom to withdraw and deposit from the savings account at any time.
- Obtaining a visa debit card.
- Periodic interest added to the savings account.
Additional Banking Services
1. Money Transfers
Safe and fast transfer services between the UAE and Jordan, designed with your convenience in mind.
2. Credit Cards
Visa credit cards with a revolving credit ceiling that provides its holders the possibility to finance personal and family purchases and withdraw cash, whether at the local or international level, around the clock, freely and safely, within the following privileges:
- Revolving credit ceiling
- Competitive interest rates
- Flexibility in payment by 5%, 25%, 50%,100% and according to the customer’s wishes
- Ability to issue a Supplementary Card
- Issuance of a credit card without salary transfer
- The possibility of benefiting from the points program on credit cards
- The possibility of installment purchases at 0% interest or 1% interest click here
- The ability to transfer credit card balances
- Installing purchases through the instant bank (online or offline) automatically
3. E-Services
The Housing Bank allows customers to communicate with their accounts first-hand throughout the week and around the clock by subscribing to the bank’s electronic services represented by (Iskan Mobile, Iskan Online, and SMS) free of charge, which in return allows customers to follow up their accounts and implement financial and non-financial transactions at the highest level of efficiency, speed, and security without the need to visit the branch.
For example, internal and external transfers services, bill payments, requesting account statements, checkbooks, credit cards, and many more services.
* The products and services mentioned above are subject to the various terms and conditions of the bank, bearing in mind that the interest rate on loans is determined by the bank’s management and is calculated based on the monthly interest rate in the interbank lending market (Rate Overnight Interbank).
* The bank has the right to amend the rates, terms and conditions according to market developments and interest rates.
