Corporate | Credit Programs Close Menu

Second Central Bank Program dedicated to support micro, small and medium companies in cooperation with Arab Fund for Economic and Social Development

Obtain necessary financing against competitive interest rates and in cooperation with the Central Bank

This program is dedicated to support the micro, small and medium companies within various economical sector to enable thereof to obtain necessary financing to practice is business against competitive interest rates and in cooperation with the central Bank.

 Beneficiaries

  • All companies across various economic sectors who meet the definition of small and medium-sized enterprises according to Central Bank, as below:
  1. Total annual sales or assets shall not exceed 3 million dinars
  2. Number of employees shall not exceed 100
*In case of overlapping criteria, the number of employees is used as final criterion for classification.

  • Microfinance institutions

 Interest Rate

  • With guarantees: 6.50%
  • Without guarantees: 7.50%

Financing Ceiling

Up to 640,000.00 JODs.

Guarantees

The bank may ask for guarantees to be offered by the customer on the light of assessing his credit position.

Loan Term

In accordance to the bank policy in time of grating loans.

Financing Objectives

All objectives, excluding banned activities under law rules or international conventions and further the projects which have its negative social and economic impact on the community and the environment.