The Housing Bank for Trade and Finance Group announced its financial results for the first six months of 2026, reporting net profits of JOD 82.2 million after tax, an increase of 2.6% compared to the same period last year.

Commenting on the results, Chairman of the Board Abdel Elah Al-Khatib said they reflect the bank's strong financial position, solid performance and ability to deliver sustainable growth despite regional and global challenges. He added that the results demonstrate the bank's prudent liquidity management and strategic allocation of resources to enhance profitability, support key business sectors and contribute to the national economy.

CEO Ammar Al-Safadi said the bank's strong performance reflects its success in delivering innovative financial solutions and high-quality initiatives, further strengthening its position as one of the country's leading banking institutions.

Highlighting a major milestone in sustainable finance, Al-Safadi noted that the bank issued the  first blue bond in the Kingdom, valued at USD 100 million, as part of a USD 200 million program, in partnership with the European Bank for Reconstruction and Development (EBRD), the bond's proceeds will finance sustainable projects, with a primary focus on water resources and the National Water Carrier Project. The bond provides a new financing and investment instrument to support projects related to water resource protection and management, ecosystems and sustainable infrastructure. It also contributes to the Kingdom's National Water Security Program while reinforcing Jordan's position as a regional leader in sustainable finance.

Al-Safadi added that the bank remains committed to balancing growth and profitability through prudent policies that support effective risk management and improve operational efficiency. He emphasized that this approach is a core part of the bank's long-term strategy for achieving sustainable growth and strong financial performance.

Reviewing the bank's key financial indicators, Al-Safadi highlighted a 12% increase in net direct credit facilities to reach JOD 5.0 billion, while total income grew by 3.0% to reach JOD 233.4 million. He said these results reflect the strong performance and efficiency of the group's various business operations.

Al-Safadi also highlighted the bank's strong capital base, with total equity reaching JOD 1.5 billion and a capital adequacy ratio of 18.8%, well above the minimum regulatory requirements set by the Central Bank of Jordan and the Basel Committee.

He further reaffirmed the bank's commitment to continuously providing innovative banking solutions and distinguished services within a flexible and evolving operating environment, enabling it to deliver comprehensive financial solutions and an exceptional banking experience for its clients.