FAQ

​​​​​​​​​​​​​​​​ The Housing Bank For Trade & Finance responds to whatever queries you have in regards to any of our services. Your questions and answers will be found in this Frequently Asked Questions (FAQs) section. We have classified questions with their ideal answers in different categories based on subject relevance to facilitate the search process.

Asked Question

  • Is there any interest-free period on my credit card transaction? Is there any interest-free period on my credit card transaction?

    The interest-free period may reach 45 days, depending on the date of transaction. There is no interest-free period on cash withdrawal transactions.

  • Does the money transfer service reach all parts of the world? Does the money transfer service reach all parts of the world?

    Yes, it does. This is because HBTF has a wide network of correspondent banks. There are over 500 correspondent banks  across the globe.

  • Can I get a money transfer service in a few minutes? Can I get a money transfer service in a few minutes?

    Yes, you can. HBTF offers the Western Union money transfer service that facilitates the process of transferring and receiving your money quickly around the world or through HBTF branch network. Moreover, you can visit the Western Union agent at country of residence and send a transfer. All you need to mention is the beneficiary’s name,additional you can use the Iskan Mobile banking application anytime anywhere to transfer and reveiving money.

  • What is the minimum amount that can be installed? What is the minimum amount that can be installed?
    Installment program is applicable for purchases transaction with minimum amount 100 JD.
  • How many transactions can be installed on a credit card simultaneously? How many transactions can be installed on a credit card simultaneously?
    A maximum of five transactions can be processed in parallel
  • How to join Iskan Plus program? How to join Iskan Plus program?

    You can join Iskan Plus program by fulfilling the following criteria:

    - A monthly transferred salary to Housing Bank with minimum amount of 
    JOD 650  and maximum amount of JOD 2,599 or equivalent in foreign currencies.


    - The average balance of the customer's accounts (Current / Savings) in JOD currency should range from 
    JOD 10,000 and less than JOD 70,000 or equivalent in foreign currencies.

     

  • Can I open an account at HBTF in currencies other than the Jordanian Dinar? Can I open an account at HBTF in currencies other than the Jordanian Dinar?

    Yes, you can open accounts in multiple currencies. To Know more about the available currencies for each account type, please contact our Call Center at 065200400 or visit the nearest branch.

  • What are the banking benefits of the Iskan Plus free program? What are the banking benefits of the Iskan Plus free program?

    - Dedicated Relationship Manager and designated Iskan Plus branches for prioritized services

    - Priority on queueing systems at bank branches to obtain the banking services you need, such as withdrawing, depositing cash and checks

    - Priority at the call center service (Iskan 24/7)

    - Instant cash in case of emergencies during travels, through Western Union Quick Transfers on the Iskan Mobile application

    - Installments, discounts and loyalty programs for Iskan Plus debit and credit cards

    - 50% exemption on primary credit card issuance fees for the first year excluding Visa Infinite US Dollar card

    - Extra chance of winning in savings accounts for every additional 100 JODs in the balance

    - A lower interest rate than the advertised rate on consumer loan products

    - Exemption from loan granting fees purchased from other banks (Buyout Loans)

  • How much is the monthly subscription fee of Iskan Plus Paid Program? How much is the monthly subscription fee of Iskan Plus Paid Program?

    The monthly subscription fee of Iskan Plus Paid Program is 3.5 JODs.

  • In which Housing Bank branches Iskan Plus centers are available? In which Housing Bank branches Iskan Plus centers are available?
    Iskan Plus centers are available in 70 branches across the Kingdom. Click here
  • How can I apply for a debit card? How can I apply for a debit card?
    Visit any of our branches, contact our call center apply through the Iskan Mobile app or fill the form Click Here
     
  • What do I need to make a transaction outside Jordan or inside? What do I need to make a transaction outside Jordan or inside?

    Customer needs (Beneficiary Name & Address, beneficiary bank BIC code, Beneficiary Account/IBAN number) to request issuance of a transfer (Some other data might be requested depending on the country which will receive the transfer

  • Can I apply for Travel Insurance through Iskan Mobile? Can I apply for Travel Insurance through Iskan Mobile?

    You can apply for your travel insurance quickly and easily on Iskan Mobile.

  • How can I apply for a credit card? How can I apply for a credit card?

     Visit any of our branches, contact our call center apply through the Iskan Mobile app or fill the form Click Here

  • Can I access the lounges using my credit card? Can I access the lounges using my credit card?
    Yes, holders of Housing Bank (infinite, infinite $, signature, platinum) credit cards can access airport lounges.
  • Who is qualified for a salary Account? Who is qualified for a salary Account?

    This account is tailored for employees and other individuals who receive a monthly salary transferred to their bank account. With this account, employees can reap several benefits not available to other accounts.

  • Who is qualified for a Time Deposit Account? Who is qualified for a Time Deposit Account?

    This account is designed for all customers, individuals, companies and business owners. It enables them to invest their money with high returns for different tied up periods with the ability to open this account in many currencies.

  • What are the key benefits of the Salary account? What are the key benefits of the Salary account?

    - Advanced withdrawal of your salary at any time during the month

    - Visa Electron Card to withdraw cash from ATM machines as well as making purchases from retail stores

    - Instant access to all Housing Bank electronic services (Iskan 24/7, Phone Banking, Mobile Banking, Iskan Online, and Iskan SMS)

    - Utility bills payments

    - Preferential terms on loans and credit facilities

    - The Ability to subscribe into EasyTawfeer service for free

  • What documents should I bring to open Mustaqbaly Account? What documents should I bring to open Mustaqbaly Account?

    · ID card for the account holder (benefit accounts), or for the guardian or custodian of a minor's account:

    - A valid smart ID card for Jordanians (resident or non-resident)

    - A valid passport for non-Jordanians (resident or non-resident)

    - Identification card for the children of Jordanian women married to non-Jordanian men (resident or non-resident)

    - Military ID/appointment certificate for members of the armed forces and security services (Jordanian resident)

    - A valid service card for the Syrian community, stamped on the back with the seal of the security center that issued it, in addition to valid travel awards (non-Jordanian resident)

    - Temporary residence card for people from the Gaza Strip (non-Jordanian resident)

    - Diplomatic or administrative card issued by the Ministry of Interior (non-Jordanian resident)

    · Proof of Residential Address: a recent utility bill from the last 6 months (electricity, water, landline, or internet). Exception: For low-risk Jordanian residents, provided the client’s address is fully completed on the account application, or a rental contract if the client is a tenant and the bills are in the name of the landlord

    · Family book or birth certificate of the child (minor)

  • What age segment is eligible to open a Mustaqbaly account? What age segment is eligible to open a Mustaqbaly account?

    All customers under 18 years of age