FAQ

​​​​​​​​​​​​​​​​ The Housing Bank For Trade & Finance responds to whatever queries you have in regards to any of our services. Your questions and answers will be found in this Frequently Asked Questions (FAQs) section. We have classified questions with their ideal answers in different categories based on subject relevance to facilitate the search process.

Asked Question

  • Will the bank charge me on the SMS service? Will the bank charge me on the SMS service?

    There are no charges for this service.

  • What is the monthly minimum payment on my credit card’s outstanding balance? What is the monthly minimum payment on my credit card’s outstanding balance?

    The minimum payment due depends on the selected payment instruction by the cardholder with a minimum amount of 25 JOD for standard/classic credit cards, and 50 JOD for platinum/signature/infinite/ credit cards, and the equivalent in US dollars for Infinite $ cards

  • What are the advantages of opening a savings account? What are the advantages of opening a savings account?
    The savings account aims to encourage customers to save their money for their family and their future, with the assurance that their money is in safe hands and that it will grow with the growth of their assets. The savings account also gives them an opportunity to win valuable prizes.
  • How can I open an account with HBTF if I reside outside Jordan? How can I open an account with HBTF if I reside outside Jordan?

    To open an account at HBTF while you reside outside Jordan, you must take the following steps:

    -Grant a power of attorney to one of your relatives, or request an application form to open an account through Iskan App or call the call center (ISKAN 24/7) at:+96265200400.

    -Fill in the application form with the required information.

    -Approve your signature through the bank you deal with or through one of our correspondents in the country you reside in.

    -Send us the application form with a verified copy of your ID on the following P.O. Box address: The Housing Bank for Trade & Finance P.O. Box 7693 Amman 11118 Jordan.

  • How can I access banking services after working hours, or during official holidays? How can I access banking services after working hours, or during official holidays?

    You can withdraw, deposit, and inquire services through our ATMs, which function 24 hours a day 7 days a week. You can also access about 24 services through short messages services (SMS), besides the online services through (Iskan Online), (Iskan Mobile). You can also access more than 40 services through our call center (Iskan 24/7) at: +96265200400, or the toll-free number 080022111, or follow us on social media platforms.

  • When do salaries get cleared at the bank? When do salaries get cleared at the bank?

    Customers’ salaries transferred by public and private entities to HBTF are cleared within 24 hours of the transfer date. The bank established a central unit to make this service highly efficient and speedy.

  • Why does the bank charge me if my account balance falls below the minimum amount? Why does the bank charge me if my account balance falls below the minimum amount?

    The bank charges a 1 JOD monthly fee from your current or saving account when your saving account balance is less than 100 JOD, or when your current account balance is less than 100 JOD, Reason behind that charge is to partially compensate the cost of managing such accounts. In addition, we expect this fee to be an incentive for you to inject more funds into your saving account and exceed 200 JOD, and accordingly become eligible to participate in the savings Account Prizes draw.

  • What are the available payment instructions on credit cards? What are the available payment instructions on credit cards?

    Available payment instructions on credit cards are 5%, 25%, 50% or 100%.

  • When does my credit card statement get issued? When does my credit card statement get issued?

    Credit card statements are issued at end of each month.

  • Who should open a savings account? Who should open a savings account?

    The savings account is designed for all our customers. This is because it suits all those customers who wish to save money for their family and achieve financial security in the future.

  • What is the Call Center (Iskan 24/7) number? What is the Call Center (Iskan 24/7) number?

    You can contact the call center on +96265200400, or the toll free number 080022111.

  • Does Salaries Account qualify you for Advanced withdrawal of your salary? Does Salaries Account qualify you for Advanced withdrawal of your salary?

    Yes, you can withdraw all of your salary at any time during the month.

  • What makes Housing Bank distinguished in terms of Corporate Credit Services? What makes Housing Bank distinguished in terms of Corporate Credit Services?

    The Housing Bank is the ideal choice for clients of large, small and medium companies due to its ability to meet its customers' financing requirements, by providing a diverse and integrated group of banking products that meet their various needs, in addition to the extensive experience of the Relationship Managers in dealing with corporate clients from various sectors.

  • How does the Housing Bank implement the requests of Corporate clients regarding Commercial transactions and transfers? How does the Housing Bank implement the requests of Corporate clients regarding Commercial transactions and transfers?

    The Housing Bank is the ideal choice for clients of large, small and medium companies due to its ability to meet its customers' financing requirements, by providing a diverse and integrated group of banking products that meet their various needs, in addition to the extensive experience of the Relationship Managers in dealing with corporate clients from various sectors.

  • How can I Register to the Iskan Mobile – Retail ? How can I Register to the Iskan Mobile – Retail ?

    Through downloading our app from the app store, play store or Huawei store and choose the registration option then filling the required fields.

  • What is the Minimum limit for opening a Basic Account? What is the Minimum limit for opening a Basic Account?

    There is no minimum limit for opening an account

  • What is the Minimum limit for opening a Savings Account? What is the Minimum limit for opening a Savings Account?

    100 JODs is the minimum limit for opening a savings account.

  • What is the minimum Personal Loan amount? What is the minimum Personal Loan amount?

    The minimum personal loan amount is 3,000 JODs.

  • What is the maximum amount of Auto Loans financing I can get? What is the maximum amount of Auto Loans financing I can get?

    Financing can reach 150,000 JOD.

  • What is the period available for installment through the Personal and household purchases installment program? What is the period available for installment through the Personal and household purchases installment program?

    Loan tenure up to 5 years (including grace period), Grace period up to 2 months.