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Doctors Financing Offer

Lending proposal to Jordanian doctors segment to finance their personal needs in the field of personal loans and credit cards.

We are pleased to present our financing offer to our new and existing specialist physician clients, including the private sector doctors who practice their work through their clinics or centers, whether owned or rented, on the condition that the doctor is an independent professional rather than an employee. Dentists, general practitioners, and veterinarians are excluded from this offer.

Features

  • Financing up to 50,000 JODs
  • Competitive interest rate (7.75%)
  • Exempted from loan commission fees
  • Grace period up to 3 months
  • Loan tenor up to 10 years including the grace period
  • Granting a platinum credit card or less without commissions during the loan term, with the possibility of installing various personal purchases on the card at 0% interest for a period of 3 months and with a ceiling of 3% of the loan value
  • 50% discount for the first year of the annual rental fee of the safety boxes
  • Granting a preferential interest rate on Term deposits at rate of 0.50% over the price of the published prospectus
  • No guarantees required
  • Flexible installment payments (monthly, quarterly, semiannual, and annual installments)

Terms and conditions

  • Required to have a certificate of practicing the profession for a period of no less than 3 years
  • Required to be a member of the Jordan Medical Association of which the doctor is specialized
  • Loan accounts will be transferred to non-performing loan account when payments of the interest or principal are past due by 90 days or more
  • Late payment penalty is 10 JODs due after 3 days of the payment maturity date
  • A general check will be performed at the doctor’s clinic

Required documents

  1. Valid national smart ID for Jordanians

  2. Valid passport for non-Jordanians

  3. Certificated association membership

  4. Valid profession practice license

  5. Rent contract or business ownership document for the clinic during the required period

  6. A written declaration of income from the doctor



  • The bank has the right to request additional documents
  • 1% will be added to the interest rate if the loan is offered to non-Jordanians
  • This offer is valid until 31/03/2023
  • All applications are subject to the bank’s terms and conditions
  • The bank has the right to amend prices and terms and conditions during the campaign’s validity period

For more information, please contact our call center (Iskan 24/7) at: +96265200400, or the toll-free number on 080022111, or through social media.