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The National Program to face Coronavirus Crisis - Corporate

Program that facilitates financing for small and medium enterprises

​Program Goals

  • Cover its financing needs for the purpose of financing operating expenses and working capital
  • Covering its various operating expenses and continuing its activity
  • Enabling these economic sectors to keep their business running
  • Pay the salaries of its employees


The program covers the financing provided to professionals, craftsmen, individual institutions and small and medium enterprises that meet the following conditions and restrictions:

  • Total assets value do not exceed (5) million JODs, or their total annual sales volume do not exceed (5) million JODs.
  • Employees there in are less than (200).

According to the sectors as follows:         

Professions  and craftsmen sector20,000Transformative industries*1,000,000
Retail Trade200,000Transportation1,000,000
Wholesale Trade**600,000Health Facilities and services250,000
Tourist Services500,000Hospitals1,000,000
Hotels1,000,000Educational Sector750,000
Information Technology500,000Other sectors500,000

* including industries based on agricultural activities​

**Excluding importers of basic commodities to become 1000


Interest rate

2% without commission

Loan Term

Repayment period up to (54) months, including grace period up to (12) months as a maximum.


Promissory Note payable endorsed to the favor of CBJ which the loan requested represents 85% of the promissory note, in addition to any other extra guarantees from the customer on the light of assessing the client's credit worthiness.